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IEEE/ICACT20250136 Question.1 Questioner: taikung@gmail.com 2025-02-18 오후 2:23:37	IEEE/ICACT20250136 Answer.1 Answer by Auhor masudaisaeva@gmail.com 2025-02-18 오후 2:23:37
Really fascinating dataset and application! Have you explored the SHAP values chart in depth and applied it (similar to an ablation study) to see which remittances might be spent elsewhere (instead of cars) since, as you said, the goal is to have people spend money in a 'economically productive' way, more so than cars?	Thank you so much for your feedback. In this study, we analyzed the probability of car loan adoption. However, I have another study analyzing the probability of adopting fixed-term deposits by remittance -recipients. Here is the link to that study: https://ieeexplore.ieee.org/abstract/document/10602866

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